"However, Scrooge, I didn't expect you to grow so fast. So, the money is still in regular savings in the bank. If you take it out now, there is not so much. Well, the money will be more You can only use it after two years. You can also be familiar with how to do business in these two years... Well, starting from tomorrow, you can follow me and manage the ledger first. Corolla, you should follow and learn, after all, this shop I have to give to you in the end." Old Joseph said.

In another two years, it will be 1857. In his previous life, when he was a student in college, Scrooge read a double bachelor's degree in economics. The first global economic crisis and this crisis is also the first economic crisis that erupted from the United States, not from the then world leader Britain. During this crisis, 62 of New York's 63 banks have stopped paying, and the discount rate has even exceeded 60 percent. Joseph's money would not be withdrawn until 1857, which is not very good news. So Scrooge quickly asked:

"Dad, I want to know how many months this money is due."

"What's wrong? Can't wait?" Old Joseph smiled. "My son, it's good to have great ambitions, but you still have to be down-to-earth and follow me for two years before we talk about it. It won't delay you."

Work with old Joseph for two years, and it is not too late to start a business after 1857. It is not a problem to catch up with the rich train of the Civil War. Rockefeller started his business as late as 1858. But what Scrooge is most worried about now is the safety of deposits, so he still has to keep asking to understand, but he can't directly tell his father that there will be a global economic crisis in 1857, and many banks will Do. In the context of the current prosperity, absolutely no one will believe this. Therefore, he must change his rhetoric. Scrooge thought about it and said:

"Dad, I just want to know the time so I can make arrangements in advance."

"It's a long way to go," Joseph said. "Well, let me tell you, the money is due in January."

"Expiration in January?" Scrooge let out a long breath. Although he couldn't remember exactly when the 1857 economic crisis broke out, Scrooge still vaguely remembered that the problem with the financial system was in this area. It was only detonated in the fall of 2009, and it won't happen until October for the banks to stop paying and start mass bankruptcy.

Generally speaking, there will be a period of economic frenzy before the economic crisis. The same is true of the 1857 economic crisis. In the period before that, a lot of European hot money poured into the American railway industry. The mileage even exceeds that of every other country in the world combined for the same period. The U.S. government, which has been under the control of the Democratic Party based in the South, has continuously lowered import tariffs to ensure the interests of the plantations in the South and to ensure that agricultural products from the South can enter Europe at low taxes, in exchange for the European countries to the United States. Open market for agricultural products. While Europe has opened the door to the market of American agricultural products, the door of the market of American manufactured goods has also opened to Europe. At this time, American industry was far from being able to compete with Europe, especially Britain. Therefore, although the booming development of the American railway industry in theory should lead to the great development of its metallurgical industry, the actual situation is that during this period, the production of pig iron in the United States remained stagnant for a long time, and the growth rate of the cotton textile industry was also very slow. Imports of locomotives, cotton cloth, and other British manufactured goods grew rapidly. British products flooded the American market and overwhelmed America's manufacturing. Eventually led to the outbreak of the crisis. And this year, American agriculture was also unlucky. The unprecedented bumper harvest of American wheat hit the historic bumper harvest of Russian wheat. As a result, the competition from Russian wheat caused the price of American wheat to plummet, and a large number of grain business enterprises also bankrupt.

As the crisis unfolded, U.S. banks, financial firms, and industrial companies collapsed in large numbers. In 1857 alone, nearly 5,000 enterprises went bankrupt, overproduction of grain, the decline in grain prices and grain exports, coupled with fierce competition in British industrial products, contributed to the deepening of the American economic crisis, and in turn, the British economic development was also hit by the American crisis. Banks, railways, and commercial companies that exported funds from Britain to the United States went bankrupt and the value of securities held by British investors fell sharply. The sharp shrinking of the US market has made those British companies that rely on the US market to survive suffered a huge blow.

After all, economics was not their main business of Scrooge in his previous life, so he only remembered these general things in general. As for the details, he did not know at all. But this general trend is enough to help Scrooge make money. If nothing else, the 1857 grain was a great opportunity to make money. Scrooge knew that a few years ago, that is, in 1851, in Chicago, the world's first-grain futures market had already appeared. Due to the strong grain prices in previous years, the prices of grain futures were once very high. Ultimately, the world's bumper harvest will push prices to previously unimaginable lows. Seize this opportunity, short the grain, and you can make a lot of money.

"It seems that Rockefeller started in the grain business, right? By 1857, he should have little savings. At that time, I can get him to do a vote together." Scrooge thought so on.

Scrooge knows that shorting futures is a risky business, and there is only luck in it. Even if you know the general trend, luck is still indispensable to making money smoothly. As the future richest man in the United States and even the world, Rockefeller's luck should be very sufficient. Moreover, the company that Rockefeller works for is also engaged in grain trading. In the past two years, he will also be very familiar with the grain market. It is not wrong to partner with such a person to vote.

John Rockefeller didn't know Scrooge was thinking about him at this time, and he was as tired as a dog after a busy day at work. Today, he did his accounting and was ordered to talk to a client about leasing a boat. After finishing his work, he was thrifty by nature and was reluctant to take a public carriage, but walked through the entire city to go home. So now, the exhausted Rockefeller randomly ate dinner, and then fell on the bed, almost falling asleep before even kicking off his shoes-the first big vampire in the plans to suck other people's blood. The thing is to learn to suck your blood. His mother, Aleza, gently took off his shoes and covered him with a quilt. And then walked out of his room, and just as she was walking out the door, she heard John Rockefeller sneeze, then rolled over, threw the quilt back to the side, and mumbled again in a muffled voice what.

Aleza smiled, walked over gently, and helped her son cover the quilt again.

...

"Sir, you mean that you plan to end the probationary period early and hire me?" In Tuttle's office, John Rockefeller was trying to suppress the joy in his heart and said to Tuttle in the calmest tone possible.

"Yes, Mr. Rockefeller, we've watched your work this month, and we've seen it all. Your work is far from perfect, but you've done a great job as a novice. We are very optimistic about your future, and hope that in the days to come, we can cooperate happily." Tuttle extended his hand to Rockefeller.

"Thank you, sir!" Rockefeller took Tuttle's hand and said a little excitedly, "I will work hard to prove that you are not wrong."

"John, we can only give you $5 a week right now, after all, you know, you're still a rookie, and if you take too much at once, other employees may have an idea. But if your performance after that is good We'll give you a pay increase if you're satisfied," Tuttle continued.