Auspicious Building is one of the few new buildings in S City.

Compared with the case names with the characteristics of the times, such as "Xincun", "Family Courtyard", "Public Housing", "Dormitory", etc., which are dominated by Tongzilou, the name of the real estate "Jiangzi Building" is unusually fashionable.

Jixiang Building is located in the south of a famous lake in S City, with convenient transportation, covers a vast area, and has more than ten multi-storey residential buildings.

The greening environment in the community is also good, and there are various supporting facilities, which is completely different from the previous housing environment.

The design of the house has also become more reasonable. There are only two families on the first floor, unlike the public housing they live in, where many families are crowded on the first floor, all connected by a corridor.

The interior design is also much more spacious. The room, living room, kitchen, and bathroom are all divided, and the area is reasonable. At the same time, large windows are reserved.

Looking out of the window, you can just see the sparkling lake in the sun and the lakeside park not far away, not to mention how beautiful the scenery is.

Of course, such residential areas are not cheap.

The house Li Yulan and Gu Shen are visiting now is a 90-square-meter, three-bedroom, two-bedroom house.

Compared with the government and unit funded construction, it only needs a few hundred yuan per square meter, and a set of welfare houses can cost up to 50,000 yuan at most. The housing price of Jixiang Building can be said to be sky-high.

And the welfare room of the unit can also be rented, and the monthly rent is low.

Therefore, the house in Jixiang Building is not as easy to sell as imagined. After all, the average annual salary of ordinary people is just enough to buy it, and even if they want to buy it, they can't afford it. Isn't the welfare room of the unit not good?

Even Gu Shen and Li Yulan were the same. If it wasn't because they were outsiders who wanted to settle down, they wouldn't necessarily have thought about spending so much money to buy a house.

The sales lady who brought them to visit obviously also realized this, and said with a smile: "We just have an event right now, you can get a 5% discount if you pay the full amount at one time."

Li Yulan caught the key words.

"Pay it all at once?" she asked, "Can you still pay in installments?"

"Yes, our city has recently launched a new loan policy. If you don't have enough money on hand, you can choose to take a loan and pay first. 30% of the down payment, if the balance is due, it will be delivered monthly, which is about a few hundred dollars..." The more the

sales lady said, the more she had no confidence.

This loan to buy a house policy was newly launched and was used as a pilot project. But as far as she knows, the response to the policy has been muted.

First, there are not many people who come to inquire about buying a house.

Second, most people change their faces when they hear about the loan, partly because of fear of going into debt, and partly because the amount of money is too large, and it has to last for 20 to 30 years. Hundreds of dollars a month, I'm afraid it's not a scam!

It's not that the sales lady did not tell other people who came to inquire about buying a house before. After hearing this policy, the other party basically has a distrustful attitude. Some people have a bit of a temper, and even point directly at the nose of the sales lady. Is it wrong to scold her for her good intentions...

and because of this, the sales lady is reluctant to talk about this policy.

When Li Yulan heard about the policy of buying a house with a loan, her face also showed some doubts.

According to the sales lady, now they only need to pay more than 50,000 yuan, and then pay a few hundred yuan a month to own a house here?

How can there be such a good thing?

Li Yulan looked at Gu Shen subconsciously and asked him, "What do you think?"

Gu Shen pondered for a while, and then asked the saleswoman, "What exactly is your loan policy?" The

saleswoman was stunned and briefly explained.

Seeing that Gu Shen continued to ask questions, he began to feel a little overwhelmed. In fact, she has only a rough understanding of this policy. When asked like this, many of them can't answer.

Seeing that Gu Shen's expression changed slightly, the sales lady immediately said, "I'm sorry, you can rest in the reception room now, and I'll call our manager over here!"

After that, the sales lady added another table to them. After a little water, I quickly went to the manager.

"Do you know about this loan policy?" As soon as the sales lady left, Li Yulan couldn't help but ask Gu Shen.

When Gu Shen was talking to the sales lady just now, Li Yulan kept silent, and then she found that Gu Shen seemed to be a little familiar with this policy.

In addition, when the money they have on hand is obviously not enough, he still dragged himself over to see the house, so there must be something to be sure.

"Well, I heard others mention this policy when socializing." Gu Shen nodded.

He brought Li Yulan over to see the house today, and was just about to see if this policy really existed, but before he could ask, the sales lady introduced it directly.

"Is this policy really reliable?" Li Yulan asked with concern.

"I inquired a little before and thought I could give it a try, but I'll have to wait until their manager arrives to find out more about the situation." Gu Shen held Li Yulan's hand and said.

It didn't take long for the sales lady to come with their manager.

The manager, surnamed Wang, was a fat man. As soon as he came in, he smiled and shook hands with Li Yulan and Gu Shen.

After the three sat down, they started chatting about the loan.

Gu Shen asked all the questions in great detail, including but not limited to what the loan conditions are, the monthly repayment amount, the repayment method, what is the procedure for early repayment, and what happens if you fail to repay it? Like...

Li Yulan didn't understand this policy, so she listened attentively by the side, and if there was anything she couldn't understand, she asked directly.

After so much, what Manager Wang said was simply dry mouth.

"The policy is probably like this. If you two want a loan, you can discuss it."

Manager Wang thoughtfully left space for Gu Shen and his wife to discuss.

"What do you think?" Gu Shen tilted his head and asked Li Yulan.

He felt that the loan policy was good. He had just made a few payments for the project. If he scraped together and borrowed some money to buy a house, he would be fine, but he would be stretched a little.

Now that there is this loan policy, and it sounds very secure, it is certainly better that there is no need to take out such a large sum of money all at once.

As for the hundreds of dollars to be paid back every month, Gu Shen thought it was not a lot of money.

Since the successful completion of the road construction project, their company has finally gained some fame!

Now there is no need for him and Shao Qingsheng to go to various wine tables to pick up projects, but many projects come to the door on their own initiative. Although it is not a big project, as long as you are willing to do it, you will get money.

Because of this, their company has also expanded a bit. He and Shao Qingsheng are no longer the only two people. Instead, they rented a place and hired two employees.

Seeing that the company is getting better and better, Gu Shen is also very confident in the future.

Maybe they can repay the loan early!

In fact, it stands to reason that they don't have to buy a house in such a hurry, anyway, there is still one year before Dabao's first grade.

But Gu Shen is mainly concerned about Li Yulan. She is getting older and older. He hopes that she can live comfortably before and after giving birth.

It's already September, and if you buy a house, you still have to renovate it. If you buy it now, you can just catch up.

Li Yulan was also a little moved when she saw Gu Shen's eagerness to try.

She listened carefully to what Manager Wang said just now, and knew that this was a really good policy.

She stood up and walked to the window, took another look at this beautiful neighborhood, finally made a decision in her heart, and nodded to Gu Shen.

Gu Shen was not surprised by Li Yulan's decision, and said with a smile, "Okay, I'll go and call Manager Wang to come in."

Looking at his tall back, Li Yulan let out a sigh of relief.

She thought that their husband and wife are really crazy and bold people...

Manager Wang came in again, and the husband and wife asked the most concerned question about buying a house and settling down, and then they were completely relieved.

Gu Shen was able to obtain the loan qualification mainly because he opened a company.

And the loan also needs some documents, so they made an appointment tomorrow to complete the documents and then come over to go through the formalities.

After walking out of the Jixiang Building community together, Li Yulan couldn't help but look back.

She was still in disbelief that they would have a home here soon?

...

Li Yulan is in a mood to buy a house, but Dabao in the kindergarten lives like a duck.

After getting off the school bus, Dabao followed the teacher into the classroom.

On the first day of school, the children were a little excited, and the classroom was noisy like a vegetable market.

The big class where Dabao is in is not bad. The children are getting older and more sensible. Unlike the children in the small class, they are crying and trying to find their parents...

The teacher of the big class is Xue Shanshan. She stood on the podium and tried to maintain order, and finally quieted the class.

As a teacher in this kindergarten, Xue Shanshan still has a very good set. First, she told a story to the group of skinny children, and used interesting stories to instill in them some rules of class and study.

Considering that there are still many children in the class who don't know each other, Xue Shanshan organized another self-introduction and asked each child to introduce themselves one by one.

The whole self-introduction session was full of situations, some people didn't know how old they were, some people forgot their name, some people stood up and didn't know what to say and cried at the end, and some people ran out to play halfway...

Dabao frowned as he looked at his classmates .

When it was Dabao's turn, he raised his head and ran to the podium with his calves. He said in a loud and clear voice: "Hello everyone, my name is Gu Lianchen, I am five years old this year. I like to play and play small balls. , likes to play hide and seek... But my favorite is my mom, because my mom is beautiful and gentle, she can also make small school bags, look, this is what my mom made for me!"

Da Bao Ting He raised his small chest and proudly placed the small schoolbag he was holding on the podium.

The classmates below were really attracted, and a dozen pairs of eyes all looked at Dabao's small schoolbag.

"Wow! His schoolbag is so cool!"

"It's a small brain axe!"

"I want it too!"

"..."

Seeing that the children were going to make trouble again, Xue Teacher Shanshan hurriedly stopped it.

"Children, be quiet, isn't Gu Lianchen's self-introduction just now wonderful? Let's give him some applause!

"

Although Xue Shanshan had an impression of Dabao, she remembered that he was a smart and sensible child.

But the children who have experienced the situation just now, and then saw Dabao still holding a schoolbag, almost thought that he might make some trouble, but he didn't expect him to be able to say such a wonderful self-introduction.

It just so happened that Dabao was also the last one. Looking at the noisy class, Xue Shanshan made a decisive decision.

"Children, do you think that Gu Lianchen's self-introduction just now is not very good?"

"Wonderful!" The children below said in unison.

"It just so happens that the teacher needs a small monitor to help me manage the class. What do you think of Gu Lianchen as the small monitor?"

"Yes!" the children below said again.

"Little Gu Lianchen, would you like to be the junior monitor?" Xue Shanshan smiled and looked at Dabao again.

Dabao's face turned a little red because he was praised by his teachers and classmates. When he heard the teacher ask him if he wanted to be a small monitor, he was actually a little hesitant, mainly because he felt that the classmates in the class were a bit silly.

But seeing Xue Shanshan's expectant gaze, he still nodded.

Forget it, the small squad leader is the small squad leader.

After the self-introduction was over and the squad leader was appointed, Xue Shanshan announced that everyone left their seats and lined up to go to the cafeteria for breakfast together.

As soon as the children left their seats, they gathered around where Dabao was sitting.

"Gu Lianchen, can I see your little brain axe schoolbag?" someone asked.

"Look." Dabao took out his small schoolbag generously.

"Then can I touch it?" Another child said with a runny nose. His hands were dirty and dirty, and he was about to touch Dabao's schoolbag.

Dabao's eyes widened in horror, and he quickly stuffed the small schoolbag back, saying, "No, your hands are too dirty, you will touch my schoolbag!"

"Then, then I'll wash it off later... .."

"Children, hurry up and line up!" Xue Shanshan shouted, "Gu Lianchen, come and help the teacher organize."

After Dabao heard this, he immediately stood up and urged the children around him: "Line up. It 's time to line up!"

After a few more minutes, the small line finally lined up in a decent manner.

Dabao walked at the end of the line, looking at the classmates in the class, while following the teacher to the cafeteria.

On the way, a boy walking in front of Dabao turned around and talked to Dabao: "Gu Lianchen, can your mother make me a small schoolbag too?"

"No, it's very hard for my mother to make a small schoolbag!" Dabao thought too. Refuse unwillingly.

"I, I, I can buy it with money! My family has a lot of money!" The boy looked like a little upstart.

"That won't work either." Dabao was unmoved.

The little boy flattened his mouth. He didn't understand why this sentence wouldn't work here in Dabao?

A group of children quickly came to the cafeteria, and under the arrangement of the teacher, they all took their seats.

Xue Shanshan asked Dabao to maintain order and went to get breakfast by herself.

Dabao's little monitor acted in a good manner and didn't let anything go wrong in the class. Although the children were noisy, they didn't leave their seats and run around.

But other classes are not so easy to manage.

For example, the small class and the middle class sitting at the next table are so noisy!

Dabao was suddenly glad that he was in the big class, and in order to make his classmates have this awareness, Dabao said to everyone without a teacher: "You look at the three-year-old children in the middle class and the small class, there are still people crying, not like We, we are all big kids, we definitely can't be like them!" The

classmates in the class heard Da Bao's words and thought it was very reasonable, and the sense of pride in being big children spontaneously emerged in their hearts.

So they stopped talking. According to the class posture the teacher had just put, they put their hands on the table with their hands folded and their backs straight.

After sitting down, they glanced at the other three-year-olds from the corner of their eyes, with disdain and pride in their eyes.

They are really different from those three-year-olds!

When the teachers of other classes saw such a miraculous scene in the big class, they hurriedly said to the children in the class, "Look at the brothers and sisters in the big class and see how upright they are. Do we have to learn like them?"

The children in the big class straightened their backs when they heard this.

With the big class as an example, the other classes gradually quieted down, and sat down obediently like the big class.

The canteen gradually disappeared from the screams and crying that would irritate the ears of the bad guys, and Dabao sat back in his seat with satisfaction.

It's just that he hadn't sat back for a long time, only to hear a "bang" from the middle class next door, someone was pushed down from the chair, followed by the cry of a child.

Dabao's little brows wrinkled again. The teacher in the middle class just saw that his class was settled down and went to get breakfast. Several other teachers were coaxing other children in the class.

Dabao sighed a little and jumped out of his seat to see what was going on.

As he walked over, he felt that something was wrong. He was obviously only a five-year-old baby. How could he be a teacher?

I walked over and saw that a little boy was beating him on top of another little boy.

Dabao went straight to pull the beating boy away, and said loudly, "Stop beating."

The boy who was pulled away was very unconvinced and wanted to break free from Dabao, but Dabao was strong, and the more he moved, the more he was caught. Gotta die.

The little boy who was crushed and beaten also cried and got up. When he saw Dabao, his crying stopped for a moment, then he choked again and shouted, "Big brother, Dabao?"